Step 1: Submission
Members of a community or an organization submit their ideas for projects (e.g. creative, ecological etc.), including an estimated budget, through the web-based “Dreams platform”, developed, hosted and maintained by the community. Each project must have a clearly specified minimal amount of funding to be able to execute the project at all, a "cut-off date" for its funding, as well as one or several individuals who are fully in charge of the realization.

Step 2: Funding
Either the community members can allocate funds which the organization obtained from another source (e.g. membership fees), or the public gets an incredibly easy to use interface to give money to each sub-project, through one-time payments, but importantly also with the option to set up recurring subscription payments.

Traditional donations typically have a lack of transparency regarding where in the organization the money actually goes, lack of accountability regarding who executes a project, and lack of possibility for the public to suggest budgetary optimizations. Instead, the Dreams platform logically subdivides an organization into its sub-projects, each of which has a clearly defined lead. Thus accountability is more decentralized and external donors can have maximum certainty about that their funds are actually used effectively.


Step 3: Reimbursement
By default, the community members initially make expenses with their personal money and then submit the receipts to the Dreams platform, which then handles refunding the money as well as all regulatory requirements (e.g. issuing donation receipts for tax purposes, bookkeeping etc.)